Joe Maher

I am proud to have earned a Bachelor of Business degree from Western Illinois University. Since 1996, I have been serving as a State Farm Agent, specializing in insurance and financial services. In addition, I hold professional certifications as a Chartered Life Underwriter, Chartered Property and Casualty Underwriter, and ChFC.

We specialize in re-locations to the Dayton area. Our goal is to assist in managing the risks of everyday life through educating folks and allowing them to make informed decisions.

• November is a perfect time for life insurance because it's a month of reflection and gratitude, as families come together for Thanksgiving. It’s a reminder to cherish loved ones and consider their future security. Plus, with the holiday season approaching, many people reassess their financial plans and consider how to protect their family's well-being, making it an ideal time to secure life insurance coverage.

• Autumn is an ideal time to review your home insurance as the colder weather sets in and holiday preparations begin. With the potential for winter storms, heating issues, and increased fire hazards from holiday decorations, ensuring your home is adequately protected is crucial. Additionally, as people start hosting gatherings, reviewing your coverage can provide some comfort, knowing that your home and belongings are safeguarded against unexpected incidents this season.

• As we reflect on gratitude and family, let’s also take a moment to ensure you’re protected! Schedule a review of your insurance policies with me to make sure you have the coverage you need as the holiday season approaches. Together, we can prepare for whatever life brings!