Joe Maher

I am proud to have earned a Bachelor of Business degree from Western Illinois University. Since 1996, I have been serving as a State Farm Agent, specializing in insurance and financial services. In addition, I hold professional certifications as a Chartered Life Underwriter, Chartered Property and Casualty Underwriter, and ChFC.

We specialize in re-locations to the Dayton area. Our goal is to assist in managing the risks of everyday life through educating folks and allowing them to make informed decisions.

• Fall is here! 🍂 As you check off your seasonal to-do list—cleaning gutters, preparing the furnace and getting your home ready for colder weather—don’t forget about your insurance. A lot can change in a year. A new driver, vehicle, home improvement, or major purchase can all be good reasons to review your coverage. My team and I are here to help make sure you’re ready for whatever the season brings.

• October should be filled with pumpkins, costumes, and treats—not scary insurance surprises! 🎃 Before the busy holiday season arrives, take a few minutes to make sure your coverage still fits your life. From your home and vehicles to protecting the people who matter most, my team and I can help you review your insurance and identify any gaps or changing needs. No tricks—just a simple conversation about protecting what matters to you.

• Need to review your policies? We can meet with you virtually or in person. Give us a call 📞, send us a text 📲, or stop by the office—we're always happy to help.

• Fall calendars fill up quickly with school activities, sports, weekend trips, and the start of the holiday season. It’s a good reminder that life keeps changing—and sometimes your insurance needs to change with it. Have a new driver in the family? Bought a vehicle? Made changes around the house? October is a great time for a quick coverage check-in. My team and I are here to answer questions and help you prepare for what’s ahead.